Private Fees Finance

Chrysalis Finance Appointed Representative

FAQs

How do I apply?

You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

How much can I borrow?
You can borrow between £350 and £50,000, subject to status. You must be over 21 to apply,* and you must have lived in the UK for at least 3 years.
Do I have to pay a deposit?
The minimum deposit is 20% of the total treatment costs.
How much are the repayments?
Obviously, this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.
How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
When can I start the treatment?
Immediately – as soon as the credit agreement has been signed.
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193, and the lender is Shawbrook Bank Plc.
Studental Ltd trading as Studental is an Appointed Representative of Chrysalis Finance Limited which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.


Coronavirus (COVID-19)

We would like to inform you that due to the COVID-19 outbreak we are currently unable to work as normal following the latest government guidelines.

This is not a decision we have taken lightly but we feel it is our responsibility to protect you, our valued patients, our team and our families. We have taken the difficult decision to cancel all routine exams, treatments and hygiene appointments.

Please do not arrive at the practice unannounced.

We will be maintaining a telephone service for advice and booking emergency appointments. Dental emergencies include:

  • Severe pain for over 48 hours
  • Facial Swelling
  • Trauma or uncontrolled bleeding

We understand this is inconvenient and it may mean the treatment timelines are extended. We will be able to reconvene normal service once it is safe to do so. If your appointment needs to be postponed, one of the team will be in touch.

Thank you for all your support during these uncertain times.

Stay safe and we look forward to seeing you all soon.